Deep Dive 04 · Financial Discipline

Wallet & Prize Settlement

A three-tier balance architecture distinguishing Promotional, Play, and Winning balances with structured transaction histories, coordinated entry reservations, and governed operator review queues.

Tier 1: Promotional

Bonus & Practice Credits

Allocated through promotions, referrals, or loyalty quests. Usable exclusively for designated practice and promotional tournament entries. Never directly withdrawable.

Boundary: Locked to Promotional Entries
Tier 2: Play Balance

Deposited Playable Stakes

Funded by players to reserve entry stakes in competitive tournaments. Coordinated through the tournament entry workflow with refund handling on queue cancellation.

Boundary: Reserved for Active Competition Entry
Tier 3: Winning Balance

Audited Tournament Prizes

Credited solely from certified tournament victories. Eligible for governed payout requests following operator review and account verification.

Boundary: Governed Operator Payout Review
Architecture Pattern

Balance Integrity & Financial Governance Patterns

Server-Authoritative Balance Calculations

All balance mutations occur strictly on backend transactional APIs, preventing client-side tampering and ensuring an auditable transaction history.

Coordinated Entry Reservation

When entering a tournament, entry stakes are reserved from the playable balance, with automatic refund handling if a queue or match aborts before play commences.

Governed Withdrawal Review

Payout requests are routed to an administrative review queue where operators verify account eligibility, match logs, and withdrawal rules before release.